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New schemes helping first home buyers despite soaring prices
Analysis
Home loans

New schemes helping first home buyers despite soaring prices

Determined home buyers can still find their way into the market with careful planning and the help of some new government schemes.

  • by Hannah Farrow

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I can afford a house, but the mortgage concerns me. Should I rent instead?

I can afford a house, but the mortgage concerns me. Should I rent instead?

It’s certainly reasonable to be cautious about the amount you borrow, but staying out of the housing market could cost you.

  • by Paul Benson
Could working from home cause the next financial crisis?

Could working from home cause the next financial crisis?

The lingering pandemic hangover of working from home has started to put serious pressure on commercial real estate values.

  • by William Bennett
Three ways to use your offset account to beat rate rises
Opinion
Home loans

Three ways to use your offset account to beat rate rises

By being creative with how you use your offset account you could slash thousands from your mortgage repayment bill.

  • by Nicole Pedersen-McKinnon
Just in time, lenders are freeing borrowers from ‘mortgage prison’
Opinion
Home loans

Just in time, lenders are freeing borrowers from ‘mortgage prison’

Big banks and other lenders are, thankfully, rethinking their mortgage “stress tests” that left refinancers trapped.

  • by Nicole Pedersen-McKinnon
This simple switch could help you pay off your mortgage quicker
Analysis
Home loans

This simple switch could help you pay off your mortgage quicker

Though most borrowers in Australia opt for monthly home loan repayments, making repayments fortnightly instead could provide greater savings.

  • by Caterina Hrysomallis
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The RBA has taken a breather, but that’s no reason to relax

The RBA has taken a breather, but that’s no reason to relax

The chance of further rate hikes is high, so while keeping our heads in the sand about this may feel more comfortable, you need to prepare.

  • by Victoria Devine
My super isn’t growing, should I switch funds?

My super isn’t growing, should I switch funds?

In Australia, we’re blessed with one of the best retirement savings systems in the world. But comparing funds is extremely difficult.

  • by Paul Benson
More first home buyers pressuring parents for early inheritance

More first home buyers pressuring parents for early inheritance

First home buyers are applying pressure on family members for an early inheritance, prompting warnings from legal experts.

  • by Nina Hendy
How to put your credit card debt on ice

How to put your credit card debt on ice

Are you still managing to clear your credit card in full each month? If you are, you’re one of the lucky ones.

  • by Nicole Pedersen-McKinnon
More mortgage pain likely as variable rates hit 7%
Analysis
Home loans

More mortgage pain likely as variable rates hit 7%

Debt recovery company Pioneer Credit is seeing a marked increase in the amount of non-performing debt as cost-of-living pressures bite

  • by John Collett